Send to a name, not an address
Send USDC to a Drop handle, an X handle, a phone number or an email address. Drop resolves it to the right Arc address before anything is signed.
Arc · USDC
The best Arc wallet
Hold and send USDC on Arc, Circle’s stablecoin-native layer 1, in a self-custody wallet you open with a passkey instead of a recovery phrase.
- Native asset
- USD Coin (USDC)
- Network
- Layer 1 · EVM
- Mainnet since
- 2026
- EVM chain ID
- 5042
- Block explorer
- Arc Explorer
- Official site
- arc.io
Everything you do with USDC, in one place
A self-custody wallet that behaves like a consumer app: no extension to install, no phrase to memorise, nothing in the middle holding your Arc assets.
Keys on your device, not ours
Your Arc keys are created on your own devices and never leave them. Drop cannot move your USDC, which also means no one can be talked into moving it for you.
No seed phrase to lose
Sign in with a passkey — Face ID, Touch ID or your device PIN. There is no twelve-word phrase to photograph, mistype or keep in a drawer.
Swap into and out of Arc
Route USDC to any asset Drop supports, on Arc or on another network, at rates aggregated across venues. One approval — no bridge interface to hunt down.
One portfolio, every chain
Arc sits in the same portfolio as the other 19 networks Drop supports, priced in your own currency, with per-chain filters when you want to narrow the view.
Dollars in, dollars out
Top up with a card or a bank transfer and cash out the same way, without parking your funds in a separate exchange account first.
Installs like an app, runs in a browser
Add Drop to your home screen on iOS, Android, macOS or Windows. Same wallet, same keys, no app store in between.
An ecosystem of applications
The wallet is one app in the MoneyOS suite. They share your account, your keys and your Arc balance — so moving between them is a click, not a transfer.
Wallet
Hold, send and receive USDC and every token on Arc from one self-custody account.
Trade
The pro crypto trading terminal: live charts, aggregated routes, limit orders and a cash balance you can trade straight out of.
Pay
Spend your balance in the real world and get paid by anyone, with no bank account in the middle.
eSIM
Mobile data in 160+ countries, paid for with stablecoins. No roaming contract, no SIM card.
Plaza
A live token square where holders talk, trade and run their own stands.
About Arc
USDC is the native gas asset of Arc, the EVM-compatible layer 1 built by Circle for stablecoin finance. Fees are paid in USDC and transactions are final in under a second.
Drop treats Arc as a first-class network rather than a bridge destination: balances are read from the chain itself, transactions are signed by keys that only exist on your devices, and the assets you hold here sit in the same portfolio as everything else you own.
Arc wallet questions
- Is Drop a self-custody Arc wallet?
- Yes. Your keys are generated on your device, stored on your device and used on your device. Drop holds nothing, so Drop cannot freeze your USDC, lend it out or move it — and cannot recover it for you either.
- Do I need a seed phrase to use Arc in Drop?
- No. Access runs through passkeys on the devices you already carry, secured by Face ID, Touch ID or your device PIN. There is no recovery phrase to write down.
- Can I use the same wallet on my phone and my laptop?
- Yes. Drop is a web app you can install to your home screen or dock on iOS, Android, macOS and Windows, and your account follows you across all of them.
- Is USDC on Arc a different coin from my other USDC?
- No. It is the same dollar stablecoin issued by Circle. On Arc it is also the network’s native asset, so Drop shows it as a single USDC balance.
One account, every chain Drop supports
Arc is one of 20 networks in the same wallet. Add the ones you use and hide the rest.
Ready to hold USDC properly?
Sign up with a passkey in a few seconds. Works in any browser and installs to your home screen — no app store, no seed phrase, no custodian.